今年初,湖北黄梅县政府就全县银行逾期贷款7,239万元为什么收不回的问题,进行了调查。在这些贷款中,一是个体户贷款达2,050万元,占逾期贷款总额28.3%,这部分贷款基本上是有贷无收。其中3千元以上的逾期贷款占1364户,万元以上的占295户,个体户余某自1985年以来在冀梅镇农行营业所和6家信用社贷款59.5万元,从来主动还过。某乡有个体运输户15户,共贷款达21.43万元,他们有楼房,有拖拉机,有汽车,贷款却分文不还。二是在乡镇企业贷款3,782万元中,逾期贷 Earlier this year, Hubei Huangmei County Government conducted a survey on why the bank overdue loans of the county bank failed to receive 72.39 million yuan. Among these loans, loans to self-employed individuals amounted to 20.5 million yuan, accounting for 28.3% of the total overdue loans. This part of the loan basically lacks loans and advances. Among them, overdue loans of 3 thousand yuan or above accounted for 1364 households and 295 households of over 10,000 yuan. Since 1985, self-employed Yu had voluntarily leased 5.95 million yuan from the RCCs and six credit cooperatives of Jimei Town in 1985 and never voluntarily paid off. A township has 15 individual transporters, a total of 21.43 million loans, they have buildings, tractors, cars, loans are not paid. Second, in the township enterprises loans 37.82 million yuan, overdue loans