近几年,商业银行积极拓展代理保险业务。但是由于认识的偏颇,业务操作随意,帐务核算管理不规范,涉嫌商业贿赂、贪污、挪用和不正当竞争的事件时有发生,影响了银行的声誉和形象。一、代理保险业务中的几个操作误区一是代理费收取标准无度。追求利润最大化无可厚非,但是有的银行自恃客户多、业务量大,要求保险公司支付的手续费标准一再加码。保险公司迫于争抢市 In recent years, commercial banks actively expand the agency insurance business. However, due to misunderstanding, random business operations, non-standard accounting and accounting management, suspected commercial bribery, embezzlement, misappropriation and unfair competition have occurred from time to time, affecting the bank’s reputation and image. First, several misunderstandings in the insurance business First, agency fees charged by the standard. The pursuit of profit maximization is understandable, but some banks rely on customers and large business volume, requiring the insurance company to pay the standard fees repeatedly overweight. Insurers forced to fight for the city