培植信贷优良客户群是指银行按照商业化经营准则,以市场为导向,效益为尺度,通过资金借贷融通活动,集中优势兵力,重点调整信贷资金区域配置结构、产业配置结构和企业配置结构,培育和扶植一批信贷资金的高效载体和龙头骨干大户,实现集约式配置资源,以促进经济集约增长的社会经济活动。一、问题提出(一)支持地方经济发展,银行在资金营运上要作出战略调整。1、贯彻“抓大放小”的政策,支持大企业大集团发展。加快大企业、大集团的发展步伐,是国民经济发展和现代化建设的迫切需要。发展大型企业集团,有利于我国经济结构调整和优化资源配置,有利于提高民族产业在国内外市场的竞争力。中央的“抓大放小”政策为银行培植优良客户群提供契机。银行应把握机遇,积极 To cultivate credit good customer base means that banks should focus on the superior forces and focus on adjusting the regional allocation structure of credit funds, industry allocation structure and enterprise allocation structure, nurturing according to the guidelines of commercial management, market orientation and efficiency as the standard And to foster a number of efficient carriers and leading backbone enterprises of credit funds to realize the social and economic activities of intensive allocation of resources to promote intensive economic growth. First, the issue put forward (a) to support local economic development, banks in the operation of funds to make strategic adjustments. 1, Carry out the policy of “letting go big”, and support the development of large conglomerates. To speed up the pace of development of large enterprises and large groups is an urgent need for the development of the national economy and the modernization drive. The development of large-scale enterprise groups is conducive to the readjustment of China’s economic structure and the optimization of the allocation of resources, which is conducive to enhancing the competitiveness of national industries in domestic and overseas markets. The central government’s policy of “giving big place to small” provides an opportunity for banks to cultivate excellent customer base. Banks should seize opportunities and be active