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随着我国社会主义市场经济体制改革的逐步深化，防范和化解金融风险就成为当前金融体制改革的重点和关键。金融风险既是个宏观问题，亦是个微观问题。目前，造成金融风险的原因：一是由于企业负债经营导致其权益投资者在企业经营状况和经营风险不变的情况下，其收益风险增加；二是由于投资金融资产的风险增加；三是由于金融机构运行中存在的风险。更多的微观金融风险，在投资和资产运用中，则由于证券公司资金沉淀或损失造成的挤兑和破产的风险。根据证券公司金融风险的特性和表现， 对其风险的防范，应从资金来源、自营角度、承销业务方面进行。
With the gradual deepening of the reform of the socialist market economy system in our country, preventing and resolving financial risks has become the focus and key of the current financial system reform. Financial risk is not only a macro issue, but also a micro issue. At present, the reasons for causing financial risks are as follows: First, as the corporate debt management causes its equity investors to increase their revenue risks under the conditions of their business operations and operating risks, the second is due to the increased risk of investment in financial assets and the third is due to Risks in the operation of financial institutions. More micro-financial risk, in the use of investment and assets, due to the settlement or loss of capital securities companies caused by the risk of bankruptcy and bankruptcy. According to the securities company’s financial risk characteristics and performance, the risk prevention should be from the source of funds, self-support, underwriting business aspects.