教育部颁布的新的课程计划将研究性学习列入其中 ,如何有效地开展数学研究性学习 ?如何使用和开发教材中所给的研究性学习材料 ?如何发挥学生的主体和教师的主导作用 ?本文以高中试验修订本教材第一册(上 )的研究性课题 :“分期付款中的有关计算”为例 ,谈研究性学习中值得研究 The new curriculum promulgated by the Ministry of Education includes research learning in it, how to effectively conduct mathematical research learning, how to use and develop the research learning materials given in the teaching materials, and how to give play to the students’ main role and teachers’ leading role? This article takes the research topic of the first volume (top) of the revision textbook for senior high school students as an example: “Relevant calculations in installment payments” as an example. It is worth studying the research study.