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组建中国邮政储蓄银行是深化我国金融体制改革的客观要求,也是邮政体制改革的重要组成部分。随着我国金融体制改革的不断深化,邮政储蓄的现行管理体制已不能满足银行业监管法制化、规范化的管理要求,中国邮政储蓄银行的成立是进一步理顺邮政储蓄管理体制,有效防范和化解金融风险,促进邮政储蓄持续健康发展的必然要求。
The establishment of China Postal Savings Bank is an objective requirement to deepen the reform of China’s financial system and an important part of the postal system reform. With the continuous deepening of China’s financial system reform, the current management system of postal savings can no longer meet the legalized and standardized management requirements of banking supervision. The establishment of China Postal Savings Bank is to further rationalize the postal savings management system and effectively prevent and resolve financial Risk and promote the postal savings sustained and healthy development of the inevitable requirement.