互联网在金融领域的应用改变了传统金融的业务模式,加速了金融脱媒,在一些领域出现了与传统金融争夺市场的局面。但是互联网金融并没有改变金融的本质属性,它提高了传统金融效率,是传统金融有益的补充。随着互联网技术的发展,实体经济在不断虚拟化,许多服务业都 The application of Internet in the financial field has changed the business model of traditional finance and accelerated the disintermediation of finance. In some fields, the situation of fighting over the market with traditional finance has emerged. However, Internet finance has not changed the essential nature of finance. It improves the traditional financial efficiency and is a useful supplement to traditional finance. With the development of Internet technology, the real economy is constantly virtualized, and many service industries have