企业走向市场,对金融改革是一场挑战,也是一次机遇.作为国民经济调节部门的国家银行,应该因势利导,积极配合,以促进企业尽快适应市场经济发展的要求。为此,我们认为金融部门应采取以下对策.1、改革信贷资金管理体制,实行资产负债管理制.目前银行信贷资金管理办法,基本上是实行规范控制,限额管理的体制,由上至下层层分配,项目之间基本上不能调剂,地区间的规模调剂也难于进行.这实际上是项目分割,划地为牢。由于资金调节不及时,使企业在瞬息万变的市场经济中丧失机遇,造成经营上的被动,资金营运上自然失去活力,而改 When companies go to the market, it is a challenge to the financial reform as well as an opportunity. As a national bank that regulates the economy, the national bank should take advantage of the situation and actively cooperate with it to promote the enterprises to adapt to the requirements of market economy development as soon as possible. To this end, we believe that the financial sector should adopt the following countermeasures: 1. Reform of the credit fund management system and implementation of the asset-liability management system. Currently, the bank credit funds management method is basically a system of standardized control and limit management from the top to the bottom. Distribution, the project can not basically adjust, the size of regional adjustment is also difficult to carry out. This is actually the project segmentation, put it in prison. As the adjustment of funds is not timely, enterprises lose their opportunities in the ever-changing market economy, resulting in passive operations, and the natural loss of vitality in fund operations.