项目资本金制度是投资风险责任约束机制的重要内容,在项目中设置一定比例的资本金,可形成对投资主体有效的激励和约束,促进投资者审慎决策,精心管理。目前,金融机构通常根据项目所处行业、同类项目以往的违约纪录,经验性地确定借 The project capital system is an important part of the investment risk responsibility restraint mechanism. Setting a certain percentage of capital in the project can form effective incentives and restraints for the investors and promote investors’ prudent decision-making and careful management. At present, financial institutions usually empirically determine the borrowing history of the projects in which they are located and the past history of defaults of similar projects