作为试点出现的新型市场经济主体,小额贷款公司生存和发展的多种问题已陆续浮出水面,亟待有关部门作深度调研与规划。笔者在此以北京市为主线,并选择我国最北端的黑龙江省、最南端的深圳特区作些许对比,据此对北京市小额贷款公司的现状作若干分析,并为全国小额贷款公司的发展畅述几点建言 As the pilot of the new market economy, the various problems existing in the existence and development of the microfinance companies have surfaced one after another, and the relevant departments are urgently required to conduct in-depth research and planning. Here, I take Beijing as the main line, and choose the most northern part of China’s Heilongjiang Province, the southernmost Shenzhen Special Economic Zone for some contrast, based on the status of Beijing’s microfinance companies for some analysis, and for the National Microcredit Corporation Develop a smooth talk a few suggestions