论文部分内容阅读
2009年一季度,信托贷款类产品仍占据理财市场主导地位;区域性产品发展势头强劲,助推银行提升市场响应能力和夯实客户基础;应收账款类产品成为市场创新亮点,支持震后重建产品彰显理财业务价值;综合化、开放式产品持续受宠,客户财富管理职能日益凸显;外币产品预期收益水平显著降低。展望未来一段时期,相关监管政策和一系列刺激经济举措效应的逐步显现,将为银行理财业务创新提供更大的发展空间。
In the first quarter of 2009, the trust lending products still dominated the wealth management market. The strong momentum of regional products boosted banks’ ability to enhance market responsiveness and solidified their customer base. Accounts receivable products became the highlight of the market and supported post-earthquake reconstruction The products demonstrated the business value of wealth management. The integrated and open products continued to be favored, the functions of customer wealth management became increasingly prominent, and the expected return of foreign currency products was significantly reduced. Looking forward, the relevant regulatory policies and the gradual emergence of a series of effects of stimulating economic initiatives will provide greater room for innovation in the bank’s wealth management business.