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张小姐与李小姐刚参加工作时,都习惯将生活节余资金以一年期定期存款的形式存放在银行。虽然利率不高,还要扣利息税,但考虑到存款的流动性强,支取变现方便,倒也不失为一种不错的储蓄方式。几年下来,她们俩的银行存款都超过了6万元,张小姐仍然以一年期定期存款的形式存在银行,而李小姐将存款变成了货币市场
Miss Zhang and Miss Lee just to work, are accustomed to the living savings funds in the form of one-year fixed deposit in the bank. Although the interest rate is not high, but also withholding interest tax, but taking into account the liquidity of deposits, withdrawals easy to implement, it might be a good way to save. In recent years, both of them have bank deposits of more than 60,000 yuan, Miss Zhang still exists in the form of one-year fixed deposit bank, and Miss Lee deposits into the money market