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虽然小额贷款已经成为风靡世界的一种金融扶贫工具,但中国的小额贷款仍处在十字路口迷茫。发生在天津的故事为中国的小额贷款带来一线曙光。但是,年初由中国人民银行会同财政部、国家经贸委、劳动和社会保障部共同制定的《下岗失业人员小额担保贷款管理办法》正式出台。这一条例的出台,将把中国小额贷款的命运推向何方?
Although microfinance has become a financial tool for poverty alleviation in the world, China’s microfinance is still confused at the crossroads. The story in Tianjin brought a ray of hope to China’s microfinance. However, the Measures for the Management of Micro-Guaranteed Loans for Unemployed Unemployed People jointly set by the People’s Bank of China, Ministry of Finance, State Economic and Trade Commission and Ministry of Labor and Social Security were released at the beginning of this year. The promulgation of this regulation will push the fate of China’s micro-loans to where?