小企业是当前商业银行重要的业务增长点,是国民经济重要的经济支撑。本文通过商业银行对小企业经营的特点和贷款风险风险防控的重点进行了分析和研究,对于指导商业银行做好对小企业的支持工作具有重要的现实意义。 Small business is an important business growth point for commercial banks and an important economic support for the national economy. This paper analyzes and studies the characteristics of small business management and risk prevention and control of loan risks through commercial banks, which is of great practical significance for guiding commercial banks in their support to small businesses.