本文试图说明经济的基本图景,简要论证消费在该图景中的的决定性作用。信用是当今经济生活的常用经济概念,同时也带来了被滥用的隐患,本文给出了避免出现不良经济甚至经济危机的几个建议和一些注意点。 This article attempts to illustrate the basic picture of the economy and briefly demonstrate the decisive role of consumption in that picture. Credit is the commonly used economic concept of economic life at the same time, it also brings the hidden danger of being abused. This article gives some suggestions and some points of attention to avoid the bad economy and even the economic crisis.