三、有待完善的信用评级银行日益关注那些只计入评级的业务,无论其是否对加强社区建设有影响。结果是,银行逐渐开始减少提供那些没有达到最低盈利门槛的《社区再投资法》产品。例如,在银行的考核范围之外提供需要补贴的抵 Third, the credit rating to be improved Banks are increasingly concerned about those who only included in the rating business, whether or not it has an impact on strengthening community building. As a result, banks are gradually starting to reduce the provision of “community reinvestment” products that do not meet the minimum profit threshold. For example, provide a subsidy offset beyond the bank’s assessment