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10月16日,央行发布《中国人民银行新闻发言人就当前货币信贷形势答记者问》,就近期媒体报道的多家商业银行收紧房贷作出回应,指出各商业银行并未出台明确的个人房地产按揭贷款停贷政策。该《答记者问》指出,9月以来,一些中小型银行在贷款结构方面有所调整,部分城市个人住房贷款的审批和发放时间有不同程度的延
On October 16, the Central Bank issued a press reply from the Press Spokesperson of the People’s Bank of China on the current monetary and credit situation. In response to the recent media reports that many commercial banks tightened their loans, it pointed out that commercial banks have not issued clear personal real estate Mortgage loan suspension policy. The “reporter’s questioning” pointed out that since September, some small and medium-sized banks have made some adjustments in the loan structure. The approval and issuance of personal housing loans in some cities have been delayed to varying degrees