分期付款买卖制度解决了消费者的需求与实际购买力之间的矛盾,刺激了消费者的购买欲望,随着经济发展,各国将越来越重视分期付款买卖。我国《合同法》第167条对分期付款买卖进行了规定,最新的司法解释则对其明确定义。本文以仲裁案例为基础,从分期付款买卖的性质和效力入手,着重分析标的物取回权、期待权丧失、解除合同条款在应用中所出现的问题,希望抛砖引玉,对实践中解决有关分期付款买卖的问题有所裨益。 The installment purchase and sale system solves the contradiction between the consumer’s demand and the actual purchasing power and stimulates the purchasing desires of the consumers. As the economy develops, countries will pay more and more attention to the installment purchase and sale. Article 167 of the Contract Law of China stipulates the sale and purchase of installments. The latest judicial interpretation clearly defines it. Based on the case of arbitration, this article starts from the nature and effect of the installment sale and purchase, focusing on the analysis of the right to take back the subject matter, the loss of expectation rights and the lifting of the problems arising from the application of the contract clause. The sale of the problem of some benefit.