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随着中小企业融资政策环境的逐步改善,中小企业融资难的问题在政策文本层面得到相对有效的解决。但是,现实的市场环境却极其不尽人意,中小企业融资难仍然是其发展的最大障碍,众多的中小企业仍然很难从国有或者国有控股的股份制商业银行等渠道筹集到发展资金,不得不通过民间渠道获得资金补充。如何切实有效地在法律、信用、担保等方面为中小企业提供金融服务,成为各级政府所关注。
With the gradual improvement of the financing environment for SMEs, the problem of financing difficulties for SMEs is solved relatively effectively at the policy text level. However, the actual market environment is extremely unsatisfactory. Financing of SMEs is still the biggest obstacle to its development. It is still difficult for many SMEs to raise funds for development from state-owned or state-controlled joint-stock commercial banks and other channels. Private channels to obtain funding. How to effectively and effectively provide financial services to SMEs in the fields of law, credit and guarantee has become the concern of all levels of government.