近年来，随着信用社经营业务的不断扩大，借款人或担保人因无力以货币资金偿还贷款而以资产抵偿贷款本息的情况大量增加，农村信用社由此取得的抵贷资产也就逐渐增多。当前，加强信用社抵贷资产的管理、处置和盘活就显得更为迫切和重要。为此，笔者曾专门对信用社取得的抵贷资 In recent years, as the operating business of credit cooperatives continues to expand, the borrowers or guarantors have substantially increased the repayments of principal and interest on loans due to inability to repay their loans in monetary funds. As a result, the credit assets acquired by rural credit cooperatives have also gradually increased . At present, it is more urgent and important to strengthen the management, disposal and activation of the credit assets of the credit cooperatives. To this end, I have made special loans to credit cooperatives obtained