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信用证是开证银行应进口商的请求,开给出口商的一种在满足某种特定条件下保证付款的凭证。这种凭证实际上是开证银行的一种书面担保,即担保信用证的特定受益人(出口商)一旦履行了信用证内规定的义务后,就可获得由开证银行或付款银行给付的金额。在信用证内,开证银行授权出口商在符合信用证所规定的条件下,以该行或其指定银行为付款人,开出不得超过规定金额的汇票或其他付款请求,并按规定随附货运单据,按期在规定地点收取货款。
Letter of credit is the issuing bank should be the importer’s request, open to exporters to meet certain conditions to meet a guarantee payment vouchers. Such a voucher is actually a written guarantee by the issuing bank that once the specific beneficiary (exporter) of the secured L / C has fulfilled its obligations under the letter of credit, it can be paid by the issuing bank or the paying bank Amount. In the L / C, the issuing bank authorizes the exporter to issue a draft or other payment request not exceeding the prescribed amount with the bank or its nominated bank as the payer subject to the conditions specified in the letter of credit, and attach it as required Shipping documents, regular schedule in the collection of payment.