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随着政府对金融业综合经营鼓励,我国现行的金融分业格局有所松动,混业经营格局是大势所趋,面对这种形势,银行业和保险业如何更好的开展业务互动,采取何种互动模式更能促进业务的发展,成为我们必须面对的课题,金融控股公司模式下,银行与保险公司合作层次较高,相互融合的程度更深,符合我国分业监管的要求,是金融混业趋势下银行业和保险进行互动的理性模式选择。
With the encouragement from the government for the comprehensive management of the financial industry, the existing pattern of the financial sector in our country is somewhat loosened. The pattern of the mixed operation is the trend of the times. In the face of this situation, how can the banking industry and the insurance industry better conduct business interactions and adopt Interactive model can promote the development of business, and become the subject we must face. Under the model of financial holding company, banks and insurance companies have a higher level of cooperation and deeper integration with each other, which is in line with the requirements of separation regulation in our country. The rational mode of interaction between banking and insurance under the trend of choice.