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由于服务农业的历史渊源与传统优势,中国农业银行正在走一条“多渠道、广覆盖、全功能”的金融支持“三农”新路径。自2007年中央确定农业银行面向“三农”整体定位以来,农业银行积极创新服务模式,加大对“三农”领域的信贷投放力度。截至2010年年底,农业银行农户贷款余额达到3004亿元人民币,其中农户小额贷款余额989亿元人民币,授信583万户农户,有效缓解了农民贷款难问题。作为综合性的国有大行,农业银行将农村金融作为自己的另一个重要利润
Due to the historical origins and traditional advantages of serving agriculture, the Agricultural Bank of China is taking a new path of “multi-channel, broad coverage and full-function” financial support and “three rural issues.” Since the central government decided on the overall orientation of Agricultural Bank of China in respect of “agriculture, rural areas and farmers” in 2007, ABC has been actively innovating the service mode and intensifying credit lending to the “three rural” sectors. By the end of 2010, the balance of loans to farmers in Agricultural Bank of China reached 300.4 billion yuan, of which the small-household loans of 98.4 billion yuan to farmers and 58.3 million households of credit grants, effectively alleviating the difficulty of peasants’ loan. As a comprehensive state-owned bank, ABC took rural finance as another important profit for itself