目前,我国有关消费者保护的法制体系对消费者金融权益保护的关注不够,金融消费者保护尚未引起足够重视,消费者金融权益遭受侵害后难以得到有效救济,增加了金融发展与金融运行秩序中的不稳定、不和谐因素。 At present, the legal system of consumer protection in our country has not paid enough attention to the protection of consumers’ financial rights and interests. The protection of financial consumers has not been given sufficient attention. After the financial rights and interests of consumers have been violated, it is difficult to obtain effective relief, which increases the order of financial development and financial operation The instability, discordant factors.