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中小企业融资困境加剧了我国经济的疲软态势,现有研究大多将中小企业融资困境归咎于资金需求方自身发展缺陷,而忽视了资金供给方结构安排方面的问题。本文认为中小企业融资困境产生的主要原因是当前金融结构安排与中小企业为主体的产业结构不相适应,并从供、求两个方面来突破中小企业融资困境。
The financing difficulties of SMEs exacerbate the weakness of our economy. Most of the existing studies attributed SMEs financing difficulties to their own development deficits, while neglecting the structural arrangements of funding providers. This paper argues that the main reason for the financing dilemma of SMEs is that the current financial structure arrangement does not fit the industrial structure mainly composed of small and medium-sized enterprises and breaks through the financing difficulties of SMEs from two aspects: supply and demand.