面对企业产权变更的银行信贷对策姚才斌１．迅速转变思想观念，增强信贷参与意识。银行在企业产权制度改革中要克服等待观望、与已无关的思想，消除畏难情绪，真正在思想上增强紧迫感，主动参与这项改革的全过程，防止转移、蚕食、架空银行贷款现象的发生，尽量避免信贷资... Bank Credit Countermeasures Facing the Change of Enterprise Property Right. Quickly change ideas and concepts and enhance awareness of credit participation. In the reform of the enterprise property right system, the bank should overcome the waiting and waiting, the irrelevant thought, eliminate the fear and fear, enhance the sense of urgency in thought, take the initiative to participate in the whole process of the reform, and prevent the occurrence of the phenomenon of transfer, encroachment and overhead bank loans , Try to avoid credit ...