保证合同具有相对性、从属性和补充性三种鲜明的性质,保证人的抗辩权可基于保证合同的不同性质进行划分。通过该类型化研究,可将抗辩权基本理论与担保法具体规则深度结合,揭示我国担保法上保证人抗辩权制度的立法漏洞,为《担保法》第17条、20条和第25条之规定的具体适用以及未来的民事立法提供一定的参考价值。 There are three distinct characteristics of guarantee contract: relativity, subordination and supplement. The guarantor’s right of defense can be divided based on the different nature of the guarantee contract. Through this type of research, the basic theory of counter-claims can be deeply integrated with the specific rules of the guarantee law to reveal the loopholes in the legislation of the guarantor’s counter-claims system in our country’s guarantee law. For the purposes of Articles 17, 20 and 25 of the Guarantee Law The specific application and future civil legislation to provide some reference value.