随着粮食流通体制改革的逐步深化和农发行业务范围不断拓宽,农发行贷款供应与管理工作的外部环境发生了重大变化。面对商业性贷款规模持续扩大的实际情况,如何在快速发展过程中防范和化解信贷风险,笔者认为可从以下方面着手。一、规范客户管理,防范信用风险一是实行贷款准入制? With the gradual deepening of the reform of the grain circulation system and the continuous expansion of the scope of business of the Agricultural Development Bank, the external environment for the supply and management of the Agricultural Development Bank loans has undergone major changes. Faced with the actual situation of commercial loans continued to expand, how to prevent and resolve credit risk in the rapid development of the process, the author believes that the following aspects can be started. First, standardize customer management, prevention of credit risk First, the implementation of loan access system?