在2013全年,银行理财产品的收益率表现出“前低后高”的特点。虽然12月统计结果还未出来,但仅从11月到期产品看,根据普益财富的统计,各类型银行产品收益水平普遍上升,平均预期收益率多在5%以上。在2013年最后一个月,银行理财产品的收益率再次上升。“我们有款产品,预期收益率不错,年化收益率5.9%,并且是保本型产品。”12月底,老王接到了来自北京银行的一通电话,客户经理建议老王用帐户里闲置的十多万资金买入。 In 2013, the yield of bank wealth management products showed the characteristics of “low before high”. Although the statistics in December have not come out yet, only from the products due in November, according to the statistics of Pu Yi Wealth, the returns of various types of bank products generally rise, with the average expected rate of return of more than 5%. In the last month of 2013, the yield of bank financial products rose again. “We have a product, the expected rate of return is good, the annualized return rate of 5.9%, and is a guaranteed product. ” By the end of December, Pharaoh received a call from Bank of Beijing, the client manager suggested Pharaoh idle with his account More than 100,000 funds to buy.