编者按：上期本刊已就发展消费信贷问题组织了专题笔谈，本期本专题讨论的重点是发展消费信贷的措施，而且突出住房信贷方面。中南财经大学李海彦：笔者认为发展消费信贷的策略取向是：一、转变观念，推动消费信贷的增长。发展消费信贷，需要我们转变观念，强化消费信贷宣传工? Editor’s note: The issue of this issue has been organized on the issue of development of consumer credit writing, this issue of the focus of discussion is the development of consumer credit measures, but also highlight the housing credit. Lihai Yan Zhongnan University of Finance and Economics: I believe that the strategic orientation of the development of consumer credit is: First, change the concept of promoting the growth of consumer credit. The development of consumer credit, we need to change their concepts and strengthen consumer credit advocacy?