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当前,虽然中国经济增速放缓并进入转型升级的关键阶段,但国内经济发展对资金的需求仍有增无减。如何盘活民间资本、解决中小企业融资难,扭转中国金融大而不强的现状,决定了中国经济能否实现软着陆,事关经济社会稳定与否和改革成败。2015年以来,党中央、国务院多次鼓励支持互联网金融的发展,因为这不仅是一项科技发展在金融领域的应用和创新,更被视为倒逼中国传统金融行业改革、解决中小企业融资难问
At present, although China’s economic growth has slowed down and has entered a crucial stage of its transformation and upgrading, the demand for funds in the domestic economic development is still increasing. How to make use of private capitals, solve the financing difficulties of small and medium-sized enterprises, and reverse the big but not strong current situation of China’s finance determine whether the Chinese economy can achieve a soft landing, whether economic and social stability or not and the success or failure of the reform. Since 2015, the Central Party Committee and the State Council have encouraged and encouraged the development of Internet finance on many occasions because this is not only an application and innovation in the financial sector in the development of science and technology, but also as a means of forcing China’s traditional financial sector reform and resolving difficulties in financing SMEs ask