银行信用是中国市场上的支柱信用。在中国法律和市场经济不成熟的情况下，有信用的银行必须要同许多无信用的交易人讲信用，要让信用和垫支信用。垫支的信用是否有回报？剿杀银行是否是社会救济的途径？在法律面前如何对待──[案例1]房产公司贷款无望，打上了集资的主意，征得 Bank credit is a pillar credit in the Chinese market. Given the immaturity of Chinese law and market economy, banks with credit have to talk to many untrusted traders for credit and credit support. Does the credit of the support pay off? Is it a social aid way to kill a bank? How to treat before the law ─ ─ [Case 1] real estate company loans hopeless, put on the idea of ​​raising funds, obtained