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本文从商业银行信贷风险的概念、特点、原因出发,简述了我国国有商业银行信贷风险管理制度存在的缺陷,提出相应的对策。
Based on the concept, characteristics and reasons of credit risk of commercial banks, this article briefly describes the shortcomings of the credit risk management system of China’s state-owned commercial banks and puts forward corresponding countermeasures.