论文部分内容阅读
当过五关斩六将得到理财师资格上岗后,却发现,所面对的VIP客户会经常提出各种“刁难”问题——“万一将来我与太太分手,会对我财产有什么影响?”“如果我先生的公司大额举债,我是不是也要承担债务?”“老公把房子拿出去抵押了,没经过我同意生效吗?”“如果我把财产信托给你们公司,是不是将来如果我有其他债务,法院也不能执行我的信托财产呢?”……当理财师面对这样的客户时,发现所受过的理财教育里找不到相应的答案,虽然勉强把客户应付过去,心里却始终觉得忐忑不安
After passing through five interceptions and getting a qualification as a financial planner, he found that the VIP clients they face often make various “difficult things” problems - “In the future, if I broke up with my wife, what would be the impact on my property? ”“ If my husband’s company borrows a lot of money, do I also have to bear the debt? ”“ Husband put the house to mortgage, did not I agree to take effect? ”“ If I entrust property to your company, is Not in the future if I have other debts, the court can not execute my trust property? ”... When the financial planner faced such a client, he found that he had not been able to find a corresponding answer in the financial education he had received. In the past, my heart always felt uneasy