西林县支行很好地抓住农村城镇建设和住房制度改革这个机遇 ,自 1 998年率先开办个人住房贷款以来 ,一直增长很快 ,四年平均递增 70 % ,大大超过同期发放各项贷款的平均增长速度。截至 2 0 0 1年末 ,西林县支行住房消费贷款余额 52 1 5万元 ,占各项贷款 2 1 .78% ,占常规贷款的 Xilin County Branch has grasped the opportunity of rural town construction and housing system reform. Since it took the lead in opening up individual housing loans in 1998, it has been growing rapidly with an average increase of 70% in four years, far exceeding the average of loans granted in the same period Growth. As of the end of 2001, the balance of housing consumer loans in Xilin County Branch amounted to 521,500 yuan, accounting for 21.78% of all loans, accounting for