从去年以来,扩大内需成为支持我国经济稳定增长的重点。为此,政府加大对公路、桥梁、水利设施等公共消费的投资力度,在个人消费领域积极推行房改,以启动房地产市场,带动其他消费。经过一年,取得了实效。但是,由于政策限制,5年内房改房不能上市交易,致使这部分资金沉淀在一级市场,不能有效激活房地产市场,形成资金的浪费。今年,政府要求积极稳妥地开拓个人消费信贷,刺激内需。 Since last year, expanding domestic demand has become the focus of our country’s steady economic growth. To this end, the government has increased investment in public consumption such as roads, bridges and water conservancy facilities, and actively promoted housing reform in the area of ​​personal consumption in order to start the real estate market and drive other consumption. After a year, achieved tangible results. However, due to policy restrictions, housing reform can not be traded within 5 years, resulting in part of the capital precipitation in the primary market, can not effectively activate the real estate market, the formation of a waste of funds. This year, the government requires active and steady development of personal consumer credit to stimulate domestic demand.