话题背景:随着赴美上市的中国概念股深陷财务风波屡遭诉讼,其今年董事责任险的费率已出现明显上涨。这一事件让国内不少上市公司高层开始关注董事责任险这个既熟悉又陌生的“舶来品”。和美国极发达的法律制度和司法体系、极其强烈的民众权利意识不同,中国的相应环境由于存在诸多缺陷或者说自身国情因素, Topic Background: As the Chinese concept stocks listed in the United States have suffered frequent financial turmoil, their rates of directors liability insurance have risen sharply this year. This incident let a lot of listed companies in China began to pay attention to senior executives of liability insurance that is both familiar and unfamiliar “exotic ”. And the United States extremely developed legal system and judicial system, the extremely strong sense of public rights are different, China’s corresponding environment due to many flaws or their own national conditions,