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为适应保险业快速发展和中国加入WTO后国内保险市场竞争国际化的新形势,中国的保险监管机构进行了一系列监管制度创新,但目前的监管制度设计仍然滞后于中国保险业的发展。本文通过对发达国家保险监管模式的比较,提出我国应加快建立并完善以偿付能力为中心的保险监管模式。
To adapt to the rapid development of the insurance industry and the new situation of international competition in the domestic insurance market after China’s accession to the WTO, China’s insurance regulatory agencies have conducted a series of innovations in the regulatory system. However, the current regulatory system design still lags behind the development of the insurance industry in China. This article compares the insurance supervision modes in developed countries and puts forward that our country should speed up the establishment and improvement of the insurance supervision mode with the solvency as the center.