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2016年4月,福建省三明市沙县农村商业银行向福建省圣洁农业科技有限公司发放了30万元自助循环贷款,其中,15万元贷款以69.1亩农村承包土地经营权作为抵押(由厦门中利评估公司评估,评估价值为35万元,贷款抵押率为42.86%,期限3年、月利率5.54%,)。由此,实现了沙县农村承包土地的经营权抵押贷款发放“零的突破”。6月和7月福州福清和龙岩武平也相继发放各自辖区首笔农村承包土地的经营权抵押贷款。截至目前
In April 2016, Shaxian Rural Commercial Bank of Sanming City, Fujian Province, issued a self-service revolving loan of RMB300,000 to Fujian Holy Agricultural Science and Technology Co., Ltd., of which RMB150,000 loan was mortgaged with 69.1 mu of rural contractual land management right (from Xiamen Lee assessment company assessment, the assessed value of 350,000 yuan, loan mortgage rate was 42.86%, duration of 3 years, a monthly interest rate of 5.54%,). As a result, the realization of the Shaxian rural contractual land management rights mortgage loans “zero breakthrough ”. In June and July Fuqing and Longyan Wuping in Fuzhou also successively issued the right to operate mortgages for the first rural contractual land in their respective jurisdictions. up to now