合作医疗是对医疗服务市场的一种干预,不可能完全依靠自发的力量运行。企业职工社会保险制度的出现,一般是在政府组织下,由雇主与雇员共同承担缴费责任,实现风险共担的目标。对于广大的分散农户来说,仅仅依靠他们自身筹集合作医疗基金,组织现代社会保障制度是不 Cooperative medical care is an intervention in the medical service market and it can not operate entirely on spontaneous strength. The emergence of enterprise workers social insurance system, usually under the government organization, by employers and employees to share the responsibility of payment, to achieve the goal of risk sharing. For the large number of scattered rural households, only by themselves to raise cooperative medical funds, the organization of modern social security system is not