“国人理财也有自己的‘特色’,过分相信机构、跟风投资、承受能力较差……”中国人理财具有很浓烈的国情特色:相信自己多过相信专业机构;看重收益,相对轻视风险;从众化心理深厚,喜欢一窝蜂投资;赌性浓厚,爱把大部分鸡蛋往同一个篮子里放;大众理财的收益呈两极分化趋势,差距正在逐步拉大……公信力缺失如今购买理财产品的投资者,大约九成已经不相信理财机构。对国人来说, “Chinese financial management also has its own characteristics, too believe in institutions, follow the trend of investment, poor ability to bear ... ” Chinese people have a very strong financial characteristics of the country: I believe I believe more than professional institutions; ; Popular psychology deep, like a rush of investment; strong gambling, love to put most of the eggs in the same basket put; public finance income polarization trend, the gap is gradually widening ... ... the credibility of the lack of investment now buy financial products investment About 90% do not believe that financial institutions. For people,