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十八届三中全会通过的《中共中央关于全面深化改革若干重大问题的决定》(以下简称《决定》)指出,“完善保险补偿机制,建立巨灾保险制度”。保监会深入贯彻落实《决定》精神,积极推动巨灾保险在地方层面破题开局。2013年12月30日,《深圳市巨灾保险方案》经深圳市政府常务会议审议并原则通过,深圳市巨灾保险制度正式实施。深圳市巨灾保险制度由政府巨灾救助保险、巨灾基金和个人巨灾保险三部分组成。一是政府巨灾救助保险。由深
The Decision of the CPC Central Committee and the Third Plenary Session of the 18th CPC Central Committee on Several Important Issues concerning the Overall Deepening of Reform (hereinafter referred to as the “Decision”) states that “improving the insurance compensation mechanism and establishing a catastrophe insurance system”. The CIRC has thoroughly implemented the spirit of “decision” and actively promoted the opening of catastrophe insurance at the local level. On December 30, 2013, “Shenzhen catastrophe insurance scheme” was reviewed and approved in principle by the Shenzhen Municipal Government executive meeting, and the catastrophe insurance scheme of Shenzhen was formally implemented. Shenzhen catastrophe insurance system by the government disaster relief insurance, catastrophe fund and individual catastrophe insurance components. First, the government disaster relief insurance. By deep