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保险市场竞争近年来急速加剧,旅游业作为保险用户高度集中的区域,已经成为各保险公司眼中的香饽饽,返还高额的保险代理费已经成为行业内的潜规则,这种无序竞争行为一方面搅乱了保险行业秩序,导致人们丧失对保险行业的信任;另一方面使服务质量打折,消费者利益受到侵害。2011年3月,镇江工商局经检支队在对市区旅游公司进行检查时发现,相关旅行社在办理旅客人身意外伤害险过程中存在收受保险公司商业贿赂的行为,予以调查。
Insurance market competition has rapidly intensified in recent years. As a highly concentrated area of insurance users, tourism industry has become a commonplace insurance company in the eyes of insurance companies, and the return of high insurance agency fees has become an unspoken rule in the industry. Such disorderly competition On the one hand, the order of the insurance industry was disrupted, leading to the loss of trust in the insurance industry; on the other hand, the quality of service was discounted and the interests of consumers were infringed upon. In March 2011, Zhenjiang Trade and Industry Bureau, the inspection detachment in the urban tourism company inspection found that the relevant travel agencies in the handling of personal accident insurance there is the risk of accepting commercial bribery of insurance companies to be investigated.