银行金融所有地域与客户限制将于加入WTO后五年内取消，只根据审慎标准颁发许可证，取消一切现有限制外国银行所有权、经营及法律形式的非审慎措施，包括有关内部分支机构和许可证的限制；开放金融租赁业务和汽车信贷业务。加入WTO后外汇业务将取消地域及客户限制。加入WTO时， All geographical and customer restrictions on banking finance will be waived within five years of accession to the WTO, licensing will be based on prudence only, and all non-prudential measures currently in place to limit foreign ownership, business and legal forms of foreign banks, including those relating to internal branches and permits Restrictions; open financial leasing business and auto credit business. After joining the WTO, foreign exchange business will be canceled geographical and customer restrictions. When joining the WTO,