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本文从烟草商业企业网上结算的概念与意义出发,分析网上结算的实现途径,得出烟草商业企业网上结算技术解决方式,即第三方支付。通过研究烟草商业企业营销业务特点及现有业务系统流程,结合两方面因素提出网上结算流程。探讨烟草业务系统与第三方支付平台的接口对接,就第三方支付存在的问题进行了分析。
Based on the concept and significance of online settlement of tobacco commercial enterprises, this paper analyzes the ways to achieve online settlement, and draws the solution of online settlement of tobacco commercial enterprises, that is, third-party payment. By studying the characteristics of the marketing business of tobacco commercial enterprises and the existing business system processes, the online settlement process is proposed based on two factors. The interface between tobacco business system and third-party payment platform was discussed to analyze the existing problems of third-party payment.