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加菲尔德医生设计出一个非常高明的交易结构。由于收费固定,医生只有帮员工少得病,收益才更高,因此就更关注员工的日常保健。这就大大降低了整体医疗成本。
Dr. Garfield devised a very clever trading structure. Due to the fixed charges, doctors only pay less for employees and benefit more. Therefore, they pay more attention to the daily health care of their employees. This greatly reduces the overall medical costs.