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发展和建设现代林业离不开金融的强大支持。2009年以来,中国人民银行衡阳市中心支行将金融服务创新与集体林权制度改革相结合,在全国首创了油茶林权抵押贷款模式,有力促进了衡阳市油茶林产业的发展。课题组介绍了油茶林权抵押贷款创新的背景、过程,在重点研究贷款运作模式、评估创新效应,以及探寻制约因素的基础上,提出了相关政策建议,为进一步开展有关林权的金融创新拓展思路。
The development and construction of modern forestry can not be separated from the strong financial support. Since 2009, the PBC branch of Hengyang City, the People’s Bank of China, has combined the innovation of financial services with the reform of the collective forest tenure system and pioneered the Camellia forest-right mortgage loan model nationwide, effectively promoting the development of Camellia oleifera industry in Hengyang. The research group introduced the background and process of the innovation of Camellia forest-based mortgage loan. Based on the research on the mode of loan operation, the evaluation of the innovation effect and the exploration of the constraints, the research group put forward the relevant policy suggestions. In order to further develop the financial innovation of the forest rights Ideas.