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金融政策措施(一)加大对小型微型企业的信贷支持。银行业金融机构对小型微型企业贷款的增速不低于全部贷款平均增速,增量高于上年同期水平,对达到要求的小金融机构继续执行较低存款准备金率。商业银行重点加大对单户授信500万元以下小型微型企业的信贷支持。加强贷款监管和最终用户监测,确保用于小型微型企业正常的生产经营。(二)清理纠正金融服务不合理收费,切实降低企业融资的实际成本。除银团贷款外,禁止商业
Financial Policy Measures (1) Increase credit support for small and micro enterprises. The growth rate of loans to small and micro enterprises by banking financial institutions is not lower than the average growth rate of all loans, and the increase is higher than the level of the same period of last year. The minimum financial reserve ratio for small financial institutions that meet the requirements continues to be implemented. Commercial banks will focus on increasing credit support for small and micro enterprises under a single household credit limit of RMB 5 million. Strengthen loan supervision and end-user monitoring to ensure normal production and operation for small and micro enterprises. (2) Clearing and correcting unreasonable fees for financial services, and effectively reducing the actual cost of corporate financing. Prohibit business except syndicated loans