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行业类别定位边缘化、资金来源渠道限制较严、缺失统一的行业规范等问题,制约了小额贷款公司的稳健规范发展内蒙古自治区作为全国5个首批试点省区之一,从2006年10月成立首家小额贷款公司,到2011年6月末,已开业小额贷款公司456家,居全国第一,覆盖全自治区101个县市的95%以上;贷款余额323.3亿元,超过全自治区农村信用社系统贷款余额的1/3,已形成一定规模;其正常贷款占到99.5%,94%的机构实现盈利,总体来看经营运行情况良好。
The marginalization of the industrial categories, more stringent sources of funding channels, the lack of a unified industry standards and other issues, restricting the development of micro-credit companies in the stable and standardized development of Inner Mongolia Autonomous Region as the first one of the five pilot provinces and autonomous regions, from October 2006 The first microfinance company was established. By the end of June 2011, 456 microfinance companies have been opened, ranking the first in the country, covering more than 95% of the 101 counties and cities in the autonomous region; the balance of loans was 32.33 billion yuan, more than that in the rural areas in the autonomous region One-third of the loan balance of the credit cooperative system has formed a certain scale. Its normal loans account for 99.5% of the total loans. 94% of the institutions have realized profits, and the overall operation is in good condition.