虽然国际金融危机阴霾未散,世界经济复苏缓慢,但中国银行业在近年来仍然保持了迅猛的扩张势头和良好的盈利水平,取得了举世瞩目的成绩。百业兴则金融兴,百业稳则金融稳。中国银行业的快速发展,得益于实体经济的持续高速增长为银行业提供的广阔发展空间,实体经济的发展和壮大是银行业可持续发展的根本保证。伴随“十二五”规划的深入推进,中国经济结构调整和转型升级的力度不断加大,对商业银行的战略转型也提出了更高的要求,只有深入推进和实施战略转型,才能更有效服务实体经济,最终实现整体经济的健康可持续发 Although the international financial crisis has not ended in a shadow of gloom and the world economy has recovered slowly, the banking industry in China has maintained its rapid expansion and good profitability in recent years and made remarkable achievements. Hing Bank is prosperous, prosperous and steady financial stability. The rapid development of China’s banking industry, thanks to the sustained rapid growth of the real economy, provides a vast space for development for the banking industry. The development and expansion of the real economy is the fundamental guarantee for the sustainable development of the banking industry. With the deepening of the “Twelfth Five-Year Plan”, China’s economic restructuring and transformation and upgrading have been intensified, and the strategic transformation of commercial banks has also set higher requirements. Only when the strategic transformation is deepened and implemented can more Effectively serve the real economy and ultimately achieve a healthy and sustainable development of the economy as a whole